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PHƯƠNG ÁN VAY VỐN SẢN PHẨM COCOBAY
Giá trị vay500.000.000
Thời hạn vay tạm tính15 Năm = 180 THÁNG
Lãi suất ưu đãi hiện tạiGIÁ TRỊ CĂN HỘ1.300.000.000
Thời gian cam kết 96 tháng,tương đương 5 năm.Mức phạt lãi trả trước chi tiết :Lợi nhuận căn hộ/ tháng ( 1300000000 x 12% ) : 12 = 13000000
Các tháng sau lãi = tiết kiệm 13 tháng 7% + biên 3%10,00
PHƯƠNG ÁN VAY VỐN SHB
Tháng Dư nợ ( Triệu )Gốc hàng tháng ( Triệu )Lãi suất(%/ năm)Tiền lãi ( Triệu )Tổng thanh toán hàng tháng ( Triệu )Lợi nhuận từ căn hộ/ tháng ( Triệu ) Chênh lệch thu chi ( Triệu )
1 500.000.0002.777.7780,1004.166.6676.944.44512.896.825 5.952.381
2 497.222.2222.777.7780,1004.143.5196.921.29712.896.825 5.975.529
3 494.444.4442.777.7780,1004.120.3706.898.14812.896.825 5.998.677
4 491.666.6662.777.7780,1004.097.2226.875.00012.896.825 6.021.825
5 488.888.8882.777.7780,1004.074.0746.851.85212.896.825 6.044.973
6 486.111.1102.777.7780,1004.050.9266.828.70412.896.825 6.068.121
7 483.333.3322.777.7780,1004.027.7786.805.55612.896.825 6.091.270
8 480.555.5542.777.7780,1004.004.6306.782.40812.896.825 6.114.418
9 477.777.7762.777.7780,1003.981.4816.759.25912.896.825 6.137.566
10 474.999.9982.777.7780,1003.958.3336.736.11112.896.825 6.160.714
11 472.222.2202.777.7780,1003.935.1856.712.96312.896.825 6.183.862
12 469.444.4422.777.7780,1003.912.0376.689.81512.896.825 6.207.010
13 466.666.6642.777.7780,1003.888.8896.666.66712.896.825 6.230.159
14 463.888.8862.777.7780,1003.865.7416.643.51912.896.825 6.253.307
15 461.111.1082.777.7780,1003.842.5936.620.37112.896.825 6.276.455
16 458.333.3302.777.7780,1003.819.4446.597.22212.896.825 6.299.603
17 455.555.5522.777.7780,1003.796.2966.574.07412.896.825 6.322.751
18 452.777.7742.777.7780,1003.773.1486.550.92612.896.825 6.345.899
19 449.999.9962.777.7780,1003.750.0006.527.77812.896.825 6.369.047
20 447.222.2182.777.7780,1003.726.8526.504.63012.896.825 6.392.196
21 444.444.4402.777.7780,1003.703.7046.481.48212.896.825 6.415.344
22 441.666.6622.777.7780,1003.680.5566.458.33412.896.825 6.438.492
23 438.888.8842.777.7780,1003.657.4076.435.18512.896.825 6.461.640
24 436.111.1062.777.7780,1003.634.2596.412.03712.896.825 6.484.788
25 433.333.3282.777.7780,1003.611.1116.388.88912.896.825 6.507.936
26 430.555.5502.777.7780,1003.587.9636.365.74112.896.825 6.531.084
27 427.777.7722.777.7780,1003.564.8156.342.59312.896.825 6.554.233
28 424.999.9942.777.7780,1003.541.6676.319.44512.896.825 6.577.381
29 422.222.2162.777.7780,1003.518.5186.296.29612.896.825 6.600.529
30 419.444.4382.777.7780,1003.495.3706.273.14812.896.825 6.623.677
31 416.666.6602.777.7780,1003.472.2226.250.00012.896.825 6.646.825
32 413.888.8822.777.7780,1003.449.0746.226.85212.896.825 6.669.973
33 411.111.1042.777.7780,1003.425.9266.203.70412.896.825 6.693.122
34 408.333.3262.777.7780,1003.402.7786.180.55612.896.825 6.716.270
35 405.555.5482.777.7780,1003.379.6306.157.40812.896.825 6.739.418
36 402.777.7702.777.7780,1003.356.4816.134.25912.896.825 6.762.566
37 399.999.9922.777.7780,1003.333.3336.111.11112.896.825 6.785.714
38 397.222.2142.777.7780,1003.310.1856.087.96312.896.825 6.808.862
39 394.444.4362.777.7780,1003.287.0376.064.81512.896.825 6.832.010
40 391.666.6582.777.7780,1003.263.8896.041.66712.896.825 6.855.159
41 388.888.8802.777.7780,1003.240.7416.018.51912.896.825 6.878.307
42 386.111.1022.777.7780,1003.217.5935.995.37112.896.825 6.901.455
43 383.333.3242.777.7780,1003.194.4445.972.22212.896.825 6.924.603
44 380.555.5462.777.7780,1003.171.2965.949.07412.896.825 6.947.751
45 377.777.7682.777.7780,1003.148.1485.925.92612.896.825 6.970.899
46 374.999.9902.777.7780,1003.125.0005.902.77812.896.825 6.994.047
47 372.222.2122.777.7780,1003.101.8525.879.63012.896.825 7.017.196
48 369.444.4342.777.7780,1003.078.7045.856.48212.896.825 7.040.344
49 366.666.6562.777.7780,1003.055.5555.833.33312.896.825 7.063.492
50 363.888.8782.777.7780,1003.032.4075.810.18512.896.825 7.086.640
51 361.111.1002.777.7780,1003.009.2595.787.03712.896.825 7.109.788
52 358.333.3222.777.7780,1002.986.1115.763.88912.896.825 7.132.936
53 355.555.5442.777.7780,1002.962.9635.740.74112.896.825 7.156.085
54 352.777.7662.777.7780,1002.939.8155.717.59312.896.825 7.179.233
55 349.999.9882.777.7780,1002.916.6675.694.44512.896.825 7.202.381
56 347.222.2102.777.7780,1002.893.5185.671.29612.896.825 7.225.529
57 344.444.4322.777.7780,1002.870.3705.648.14812.896.825 7.248.677
58 341.666.6542.777.7780,1002.847.2225.625.00012.896.825 7.271.825
59 338.888.8762.777.7780,1002.824.0745.601.85212.896.825 7.294.973
60 336.111.0982.777.7780,1002.800.9265.578.70412.896.825 7.318.122
61 333.333.3202.777.7780,1002.777.7785.555.55612.896.825 7.341.270
62 330.555.5422.777.7780,1002.754.6305.532.40812.896.825 7.364.418
63 327.777.7642.777.7780,1002.731.4815.509.25912.896.825 7.387.566
64 324.999.9862.777.7780,1002.708.3335.486.11112.896.825 7.410.714
65 322.222.2082.777.7780,1002.685.1855.462.96312.896.825 7.433.862
66 319.444.4302.777.7780,1002.662.0375.439.81512.896.825 7.457.010
67 316.666.6522.777.7780,1002.638.8895.416.66712.896.825 7.480.159
68 313.888.8742.777.7780,1002.615.7415.393.51912.896.825 7.503.307
69 311.111.0962.777.7780,1002.592.5925.370.37012.896.825 7.526.455
70 308.333.3182.777.7780,1002.569.4445.347.22212.896.825 7.549.603
71 305.555.5402.777.7780,1002.546.2965.324.07412.896.825 7.572.751
72 302.777.7622.777.7780,1002.523.1485.300.92612.896.825 7.595.899
73 299.999.9842.777.7780,1002.500.0005.277.77812.896.825 7.619.048
74 297.222.2062.777.7780,1002.476.8525.254.63012.896.825 7.642.196
75 294.444.4282.777.7780,1002.453.7045.231.48212.896.825 7.665.344
76 291.666.6502.777.7780,1002.430.5555.208.33312.896.825 7.688.492
77 288.888.8722.777.7780,1002.407.4075.185.18512.896.825 7.711.640
78 286.111.0942.777.7780,1002.384.2595.162.03712.896.825 7.734.788
79 283.333.3162.777.7780,1002.361.1115.138.88912.896.825 7.757.936
80 280.555.5382.777.7780,1002.337.9635.115.74112.896.825 7.781.085
81 277.777.7602.777.7780,1002.314.8155.092.59312.896.825 7.804.233
82 274.999.9822.777.7780,1002.291.6675.069.44512.896.825 7.827.381
83 272.222.2042.777.7780,1002.268.5185.046.29612.896.825 7.850.529
84 269.444.4262.777.7780,1002.245.3705.023.14812.896.825 7.873.677
85 266.666.6482.777.7780,1002.222.2225.000.00012.896.825 7.896.825
86 263.888.8702.777.7780,1002.199.0744.976.85212.896.825 7.919.973
87 261.111.0922.777.7780,1002.175.9264.953.70412.896.825 7.943.122
88 258.333.3142.777.7780,1002.152.7784.930.55612.896.825 7.966.270
89 255.555.5362.777.7780,1002.129.6294.907.40712.896.825 7.989.418
90 252.777.7582.777.7780,1002.106.4814.884.25912.896.825 8.012.566
91 249.999.9802.777.7780,1002.083.3334.861.11112.896.825 8.035.714
92 247.222.2022.777.7780,1002.060.1854.837.96312.896.825 8.058.862
93 244.444.4242.777.7780,1002.037.0374.814.81512.896.825 8.082.011
94 241.666.6462.777.7780,1002.013.8894.791.66712.896.825 8.105.159
95 238.888.8682.777.7780,1001.990.7414.768.51912.896.825 8.128.307
96 236.111.0902.777.7780,1001.967.5924.745.37012.896.825 8.151.455
97 233.333.3122.777.7780,1001.944.4444.722.22212.896.825 8.174.603
98 230.555.5342.777.7780,1001.921.2964.699.07412.896.825 8.197.751
99 227.777.7562.777.7780,1001.898.1484.675.92612.896.825 8.220.899
100 224.999.9782.777.7780,1001.875.0004.652.77812.896.825 8.244.048
101 222.222.2002.777.7780,1001.851.8524.629.63012.896.825 8.267.196
102 219.444.4222.777.7780,1001.828.7044.606.48212.896.825 8.290.344
103 216.666.6442.777.7780,1001.805.5554.583.33312.896.825 8.313.492
104 213.888.8662.777.7780,1001.782.4074.560.18512.896.825 8.336.640
105 211.111.0882.777.7780,1001.759.2594.537.03712.896.825 8.359.788
106 208.333.3102.777.7780,1001.736.1114.513.88912.896.825 8.382.936
107 205.555.5322.777.7780,1001.712.9634.490.74112.896.825 8.406.085
108 202.777.7542.777.7780,1001.689.8154.467.59312.896.825 8.429.233
109 199.999.9762.777.7780,1001.666.6664.444.44412.896.825 8.452.381
110 197.222.1982.777.7780,1001.643.5184.421.29612.896.825 8.475.529
111 194.444.4202.777.7780,1001.620.3704.398.14812.896.825 8.498.677
112 191.666.6422.777.7780,1001.597.2224.375.00012.896.825 8.521.825
113 188.888.8642.777.7780,1001.574.0744.351.85212.896.825 8.544.974
114 186.111.0862.777.7780,1001.550.9264.328.70412.896.825 8.568.122
115 183.333.3082.777.7780,1001.527.7784.305.55612.896.825 8.591.270
116 180.555.5302.777.7780,1001.504.6294.282.40712.896.825 8.614.418
117 177.777.7522.777.7780,1001.481.4814.259.25912.896.825 8.637.566
118 174.999.9742.777.7780,1001.458.3334.236.11112.896.825 8.660.714
119 172.222.1962.777.7780,1001.435.1854.212.96312.896.825 8.683.862
120 169.444.4182.777.7780,1001.412.0374.189.81512.896.825 8.707.011
121 166.666.6402.777.7780,1001.388.8894.166.66712.896.825 8.730.159
122 163.888.8622.777.7780,1001.365.7414.143.51912.896.825 8.753.307
123 161.111.0842.777.7780,1001.342.5924.120.37012.896.825 8.776.455
124 158.333.3062.777.7780,1001.319.4444.097.22212.896.825 8.799.603
125 155.555.5282.777.7780,1001.296.2964.074.07412.896.825 8.822.751
126 152.777.7502.777.7780,1001.273.1484.050.92612.896.825 8.845.899
127 149.999.9722.777.7780,1001.250.0004.027.77812.896.825 8.869.048
128 147.222.1942.777.7780,1001.226.8524.004.63012.896.825 8.892.196